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REDUCE PAYMENT COMPEXITY FOR YOU AND YOUR CUSTOMER
Pre-authorisation & Completion
Offer your customers more convenient payment options while reducing your risk of theft or fraud
Reduce your risk of theft and fraud, and the costs of supporting card-not-present transactions
Enhanced pre-authorisation & completion
Pre-authorisation and completion transactions are great for any business that offers their service in advance of payment
- Pre-authorisations can vastly reduce missed revenue, fraud, and processing costs
- Additional pre-authorisations allow you to increase the value of an open pre-authorisation to include all costs incurred into one, simple completion transaction
- You can process a delayed charge against a completed pre-auth to ensure your customer covers the cost of all services received, even after they have left
How does it work?
A credit card pre-authorisation is when you put a temporary “hold” on funds on your customer’s card and then complete the transaction once the service is completed or goods exchanged.
How do businesses use pre-auths?
Pre-authorisations can help your customers manage their costs and makes settling the bill easier as your customers don’t need to present their card again to complete the transaction. Offering bar tabs and catering or function services is easy with a pre-authorisation solution. Simply process a pre-authorisation transaction to secure a deposit and then use an additional pre-authorisation to cover any further costs incurred.
Standard Pre-Auth & Completion, including open pre-auth reporting, is available to any merchant using an EFTPOS NZ terminal on the Verifone network at no additional charge. Add both delayed charges and additional pre-auths to your Eftpos NZ terminals on the Verifone network for just $9.95 + GST per terminal, per month.
Check that a cardholder has sufficient available credit to pay for your services without processing a transaction immediately.
Increase the value of an open pre-authorisation to include all costs incurred into one, simple completion transaction. Completion transactions are processed as ‘card present’ transactions and do not incur additional fees for processing.
Manage your open pre-authorisations with reporting you can access on your eftpos terminal. Quickly get an overview of all of your open pre-auths. Grant staff access to reporting to quickly find misplaced authorisation numbers.
Process a delayed charge against a completed pre-auth to ensure your customer covers the cost of all services received.
Your customer only has to present their card once, even if they incur additional costs after the initial pre-authorisation.
Offer more services: Bar tabs, Catering & hire, Express check-out. Plus so much more...